Smartphones have emerged as the single most important personal item on the market. They’re no longer a luxury, but a necessity. From instant messaging to live streaming, document transferring to video conferencing, smartphones have made communication, both personal and professional, infinitely easier. However, this doesn’t mean you need to splurge beyond your means, or even dig into more of your monthly budget than you would ideally like to. Smartphones don’t have to be expensive to be functional. In fact, it’s quite easy to get a top-of-the-line, fully-equipped smartphone under Rs. 10,000. Thanks to the Bajaj Finserv EMI Network, budgeting even your budget purchases gets a whole lot easier.

With over 60,000 partner stores online and offline offering over a million products, including smartphones, you can buy all you need on the EMI Network on No Cost EMIs. With EMI’s for smartphones starting from as low as Rs. 999, you can spread your total purchase price into easy installments for 3 to 24 months. You can also enjoy discounts and other exciting offers when you shop on the EMI Caculation Network. You can swipe your EMI Network Card or simply walk into a partner retailer to avail of instant financing. With minimal documentation, instant approval, and all the choices of the best brands, you’re just a few steps away from bringing home your new smartphone!

While paying for a smartphone just got a whole lot easier, shopping for one is a matter of balancing the budget with style, functionality with fun. Essentially, it’s about finding the phone that speaks to your unique needs. Here’s a list of India’s most well-loved smartphones of 2018, along with a set of features that set them apart.

Know more about Best mobiles 2018- 2019

India’s Top 5 Smartphones Under Rs. 10,000

  • Nokia 3 16GB

For years, Nokia has paved the way for quality phones—and with smartphones, the brands’ unbreakable reputation has made a comeback. The Nokia 3 runs Android 7.0 Nougat on a MediaTek MT6737 64-bit Quad-Core processor at 1.3GHz. With a 2GB RAM and 16GB internal storage, you’ve got all the hardware in place for quality functions and lag-free browsing—and its 2630 mAh battery will serve you a long way. With Dual SIM, 8MP primary and secondary camera, and a sleek 5.7-inch display, the Nokia 3 is proof that low-cost does not have to mean low-quality.

  • Xiaomi Redmi 5A 16GB

When it comes to making the most of a minimal budget, Xiaomi has been known to go the extra mile. The Redmi 5A is a model that goes far beyond its price suggests with a powerful Qualcomm Snapdragon 425 64-bit Quad Core processor that runs Android 7.1.2 Nougat at 1.4GHz. The 2GB RAM and 16GB internal storage, boosted by a 3000 mAh battery, make this phone a quality model for the everyday user. Don’t let it’s 5-inch screen size fool you, the Xiaomi packs quite a punch. The Dual SIM, a 13MP primary camera and 5MP selfie camera seals the deal, making this phone a total steal.

  • Motorola Moto E5 16GB

At the higher end of this range of mobile phones under Rs 10,000, Motorola’s Moto e5 runs the fan favorite Android 8.0 Oreo. The phone’s 1.4GHz Qualcomm Snapdragon 425 64-bit Quad Core processor is powered by a 4000 mAh battery, which makes for a powerful little gadget. Indeed, the phone comes equipped with a 5.7-inch display, Face Detection, HDR, Fingerprint Sensor and finally, for the selfie fiends, a 13MP primary and 5MP front-facing camera. With a 2GB RAM, 16GB of internal storage, dual SIM and 4G LTE capability, this phone is top quality for a great price.

  • Samsung Galaxy J2  Pro 16GB

As far as low-cost smartphones go, the Samsung Galaxy J2 Pro manages to pack in a whole lot of specs for a very affordable price. The Android 6.0.1 operating system is powered by a Qualcomm Snapdragon 425 Quad Core processor, which runs at 1.5GHz, and is boosted by a 2600 mAh battery. The 2GB RAM is compounded by 16GB of storage, so you don’t have to scrimp on space or worry about lag in case you’ve got multiple applications open. With dual SIM capability, a 5-inch screen with an 8MP front and 5MP selfie camera, this Samsung Galaxy model is everything you need, brought down to budget size at a budget price.

  • Lenovo K8 Plus 32GB

If it is storage space you are after, the Lenovo K8 has you covered with a whopping 32GB internal storage, not to mention a 3GB RAM and internal eMMC ROM to boost function. Most notable is the phone’s MediaTek MTK Helio P25 64-bit Octa-Core processor, which runs at an impressive 2.5GHz, which means more lag-free multitasking on the Android Nougat 7.1.1 operating system. What’s more, this Lenovo comes with a 4000 mAh battery to match. The 13MP primary camera and 8MP secondary camera seal the deal for selfie-fiends, while the 5.2-inch screen and dual SIM capability make it a must for when class and convenience is key. Read more about Smartphones 


Once you’ve got a sense of the smartphones under Rs.10,000 on offer, and an idea of which one might best suit you, it’s time to get your finances together in order to bring it home. Bajaj Finserv makes it easy with a host of the pre-approved home loan, personal loan and EMI finance for various products and financial services. With minimal documentation, instant approval, and the assurance that your monthly budget doesn’t have to take a huge hit, your new smartphone is just a few clicks away. Check out your pre-approved loan offer now, and start shopping. That’s really all it takes!

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